Areas of Legal Services
Bankruptcy:
The overwhelming majority of my practice (about 95%) is limited to bankruptcy filings. The other areas listed below are usually related to my bankruptcy work. The new bankruptcy law is challenging to most practitioners and is not a field for amateurs. As the State Chair for Northern New Jersey for the National Association of Consumer Bankruptcy Attorneys, and a barrister of the New Jersey Bankruptcy Inn of Court, I stand ready to take on those challenges to produce the maximum advantages for my clients. My office regularly updates our software and office procedures and receives timely updates on important bankruptcy cases so we can file accurate cases while staying in compliance with any new court decisions. We can obtain credit reports while you are in the office, and we can electronically file cases almost any time of day, including nights and weekends (so long as the court electronic filing system is not under maintenance). Despite the new means test, most people can still qualify for a Chapter 7 bankruptcy even if they fail the median income portion of the test - it takes more work, but sometimes a person can still squeeze into a Chapter 7 instead of a Chapter 13 bankruptcy.
Foreclosure Defense:
There are legal defenses against foreclosures. I can delay foreclosures and sometimes stop them and arrange for mortgage modifications during the litigation process.
Debt Negotiation:
Creditors will often take less than the full amount due. Although this can create taxable income on the forgiven debt, in some cases it is an alternative to bankruptcy.
Corporate:
Choosing the proper form of business entity is essential for business success. My office helps clients determine the proper legal organizational structure. Business entities must be structured with appropriate governance features to ensure compliance with multi-level governmental regulations while protecting the entity from financial claims and legal exposure. Post-formation, ongoing maintenance of the business entity and decision making processes ensures continued reduced exposure for management. While limited liability companies have become very popular, there are still major advantages to forming a corporation instead of an LLC.
Contracts:
Whether reviewing contracts or drafting them “from scratch” my office provides quality work as well as legal acumen in anticipating and preventing potential problems. A good contract protects a client legally in the event of a lawsuit. A great contract helps prevent lawsuits from occurring in the first place because the respective duties of and potential damages to each party are clearly and specifically enunciated.
Landlord/Tenant:
The majority of lower court cases involve disputes between landlords and tenants – there are so many cases that these matters have their own court. It is important to know your rights and have the ability to enforce them legally. My office stands ready to act promptly to help you defend those rights.
Real Estate Closings:
My office can perform the due diligence required to produce a smooth closing experience. From attorney review of sales contracts and title searches to computation of closing expenses to prevent overcharging, my office coordinates the various parties to predict and confront problems before they occur.
Matrimonial and Domestic Relations:
While a very small part of my practice, my office does accept some domestic relations cases, primarily involving the drafting and negotiation of prenuptial agreements and settlement agreements in an attempt to avoid lengthy and expensive court battles.
Please note that I don't handle too many areas of law, since no one can be an expert at everything.