Disclaimers:

PLEASE NOTE THAT WHILE THIS WEBSITE PROVIDES SOME LEGAL INFORMATION, IT IS NOT INTENDED TO CREATE AN ATTORNEY-CLIENT RELATIONSHIP AND THE INFORMATION HERE IS NOT INTENDED TO BE RELIED UPON AS LEGAL ADVICE. ONLY A RETAINED ATTORNEY CAN GIVE LEGAL ADVICE TO A CLIENT, AND BANKRUPTCY LAW REQUIRES A FORMAL RETAINER AGREEMENT. MARVIN WOLF, ESQ. IS LICENSED IN NEW YORK AND NEW JERSEY AND IS NOT LICENSED TO PRACTICE LAW IN ANY OTHER JURISDICTION. ALTHOUGH BANKRUPTCY LAW IS FEDERAL LAW, FEDERAL LAW INTERSECTS WITH AND IS AFFECTED BY THE INDIVIDUAL LAWS OF EACH STATE, WHICH VARY FROM STATE TO STATE. EVEN WITHIN AN INDIVIDUAL STATE, INTERPRETATIONS OF LAW AND LOCAL RULES CAN VARY, AFFECTING THE ANALYSIS OF AN INDIVIDUAL CASE. THEREFORE, YOU ARE ADVISED TO SEEK LOCAL PROFESSIONAL LEGAL COUNSEL FOR YOUR INDIVIDUAL SITUATION.

NOTICE:  According to the Supreme Court of New Jersey, and pursuant to the NJ Rules of Professional Conduct, this may be considered an "advertisement."  Before making your choice of attorney, you should give this matter careful thought. The selection of an attorney is an important decision. If the representations made on this page are inaccurate or misleading, you may report this to the Committee on Attorney Advertising, Hughes Justice Complex, CN037, Trenton, New Jersey 08625.

The choice of a lawyer is an important decision and should not be based solely on advertisements.

Obviously, the decision to file for bankruptcy is a serious choice. Bankruptcy may not be for everyone. It is a remedy that may affect your credit and may affect your ability to use the bankruptcy code at a future time. The decision of when to file bankruptcy is also crucial and dependent on your individual circumstances. Therefore, be sure to discuss the advantages and disadvantages of bankruptcy with any professional whom you are considering to represent you. In some circumstances, bankruptcy can be a useful tool to stop a foreclosure and allow a homeowner several more months to refinance or sell a house.

Pursuant to a recent Act of Congress, attorneys at law may be considered federally designated debt relief agents and are supposed to give notice of this in our correspondence. We fought this law because it tries to restrict the advice an attorney can give a client. The bad news is - we lost.  The U.S. Supreme Court has held in the Milavetz case that Congress can make us into debt relief agents.  As a law firm, The Law Office of Marvin Wolf assists people with finding solutions to their debt problems, including, where appropriate, assisting them with filing bankruptcy.
Effective October 17, 2005
Marvin Wolf, Esq. is a federally- designated Debt Relief Agent pursuant to Title 11 of the U.S. Code (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005). As an attorney, he helps debtors file for bankruptcy relief.

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