Bankruptcy Lawyer in New Jersey, New York and Pennsylvania Free Consult 07102

Areas of Legal Services

I practice in New York, New Jersey and Pennsylvania

If you are in or near zip code 07662, 07010, 07002, 11235, or 18354, I am your local attorney

Bankruptcy:

The majority of my practice is concentrated in bankruptcy and debtor/creditor work. The new bankruptcy law is challenging to most practitioners and is not a field for amateurs. As the State Chair for New Jersey for the National Association of Consumer Bankruptcy Attorneys, and a barrister member of the New Jersey Bankruptcy Inn of Court, I work hard to produce maximum debt relief for my clients. My office regularly updates our software and office procedures and receives timely updates on important bankruptcy cases so we can file accurate cases while staying in compliance with any new court decisions. We can obtain credit reports while you are in the office, and electronically file cases almost any time of day or night, including weekends Despite the new means test, most people can still qualify for a Chapter 7 bankruptcy even if they fail the median income portion of the means test - it takes more work, but often I can still squeeze a client into a Chapter 7 instead of a forced Chapter 13 bankruptcy.

How much does bankruptcy cost?

1. Filing Fees:

Bankruptcy Court filing fees as of June 1, 2014:

Chapter 7: $335.00
Chapter 13: $310.00

Chapter 11: $1,717.00

2. Lawyer Fees: Attorney fees vary from about $1,000 to $1,800 for Chapter 7 basic cases, and from $3,000 to $4,500 for Chapter 13, depending on the difficulty of the case.

3. Required Bankruptcy Course Fees: There are two courses you are required to take. Fees vary from $10.00 to $75.00, depending on the course.

4. Other costs: Service, copying, mailing, obtaining appraisals, etc. depending on the needs of each case.

Foreclosure Defense:

There are legal defenses against foreclosures. I can delay foreclosures and sheriff sales. I also arrange for and negotiate mortgage modifications during the litigation process.

Debt Negotiation:

Creditors will often take less than the full amount due. Although this can create taxable income on the forgiven debt, in some cases it is an alternative to bankruptcy.

Matrimonial and Domestic Relations:

My office accepts various domestic relations cases, such as drafting and negotiation of prenuptial and settlement agreements that can avoid lengthy court battles. I work on uncontested and contested divorces, child support and custody issues.

Consumer - FDCPA

My office works together with an experienced class action attorney to bring Fair Debt Ccllection Practice Act cases in Federal court..

Commercial Leasing

My office drafts and negotiates commercial lease transactions for commercial landlords and for commercial tenants.

Corporate:

Choosing the proper form of business entity is essential for business success. My office helps clients determine the proper legal organizational structure. Business entities must be structured with appropriate governance features to ensure compliance with multi-level governmental regulations while protecting the entity from financial claims and legal exposure. Post-formation, ongoing maintenance of the business entity and decision making processes ensures continued reduced exposure for management. While limited liability companies have become very popular, there are still major advantages to forming a corporation instead of an LLC.

Contracts:

Whether reviewing contracts or drafting them “from scratch” my office provides quality work as well as legal acumen in anticipating and preventing potential problems. A good contract protects a client legally in the event of a lawsuit. A great contract helps prevent lawsuits from occurring in the first place because the respective duties of and potential damages to each party are clearly and specifically enunciated.

Landlord/Tenant Disputes and Evictions:

The majority of lower court cases involve disputes between landlords and tenants – there are so many cases that these matters have their own court. It is important to know your rights and have the ability to enforce them legally. My office stands ready to act promptly to help you defend those rights.

Real Estate Closings:

My office can perform the due diligence required to produce a smooth closing experience. From attorney review of sales contracts and title searches to computation of closing expenses to prevent overcharging, my office coordinates the various parties to predict and confront problems before they occur.